We often think only of injuries occurring to the limbs, the head or the body. We fear of not being able to walk again, or losing the ability to see or to use our senses. These injuries can be severe and can have a long-term effect on the livelihood of the victim and his family. However, we often forget that injuries to the mouth and teeth can also result in permanent damage.
It is not uncommon that accidents can cause dental injuries to the victim, be it from a road accident or sporting event. The injury can be as small as a chipped tooth to something a little more serious like a fractured root. In some cases, surgeries may be necessary.
Under the Kurnia Perfect 10 plan, any corrective dental and cosmetic surgery recommended and performed by a licensed Orthodontist or Cosmetic Surgeon after an accidental bodily injury is covered. The surgery must be performed within six months from the date of the accident.
This benefit becomes very useful, when your injury happens to your teeth or to your face. Most often medical insurance will pay for medical bills to make you healthy, but do not cover any costs to make you look normal again. For example, if you lose a tooth because you knocked hard against a corner. This insurance will cover your cost up to RM 5,000 to replace your tooth with a fake tooth, so that your smile is normal and beautiful again.